You stopped understanding your money. Bibiis didn't.
All your accounts in one place. An AI that understands natural language. Built for cross-border lives, multi-currency, irregular income, first paychecks.
Total balance
Cash flow
Accounts
Intesa Sanpaolo
•••• 4127
€2.340,10
Revolut
•••• 8830
€1.180,45
UBS
•••• 2201
CHF 1.300,00≈ €1,383
Top categories
Coach
Dining out is 18% lower than May. Your Japan fund could hit €1,200 by August.
- Regulated PSD2 connections
- Bank-grade encryption
- Delete everything, anytime
young Europeans live with money anxiety as their primary stress.
of 18–24 year-olds know what to do with a first paycheck. Nobody ever explained it to them.
Sources: OECD 2024 · Eurostat 2024
Your money sorts itself out.
Bank statements are written for machines. Bibiis reads them for you: every transaction recognized, categorized, and turned into a monthly picture you actually understand.
From your bank
CRV*SPESA MI 4829
−€54,30
PP*NETFLX 4029
−€12,99
SUMUP*BAR CENTRALE
−€8,50
TWINT UBS 992114
−CHF 4,40
GLOVO 23JUN 8812
−€16,40
Groceries
0/1
Subscriptions
0/1
Eating out
0/2
Transport
0/1
"Can I afford this?" The question you ask a thousand times.
Now with an answer. Ask in natural language: Bibiis knows your real numbers and answers with data and concrete suggestions, not generic tips.
Bibiis Coach
Online
From "never got it" to "finally clear".
01 · Accounts
Multi-bank, multi-currency.
Italian checking, savings, card. All in one place, with automatic EUR/CHF/USD conversion. Even two accounts from the same bank: supported.
PSD2 · secure link
Intesa Sanpaolo
€ · •••• 4127
Revolut
€ · •••• 8830
UBS
CHF · •••• 2201
All in one place
02 · Goals
Goals with real plans.
iPhone 17 Pro, Japan trip, emergency fund. Bibiis breaks the number into recurring milestones with realistic €/month, and tells you every day if you're ahead or behind.
Interrail · August
On trackof €1,200
€60/week03 · Net Worth
What you're actually worth.
Assets (accounts, investments, real estate) minus debts (mortgages, loans) equals net worth. Tracked over time, with 12-month projection. The trajectory, not just the snapshot.
Net worth
Your banks speak European.
Thousands of banks across Europe, connected under PSD2 through regulated partners. Bibiis never sees your credentials. Italy and Switzerland first.
banks reachable across Europe
Things you'll do differently.
Not another app. The few things that were actually missing.
Stop asking yourself "can I afford this?"
A question in natural language, a concrete answer. With your numbers, not generic tips.
Stop opening 4 apps to do basic math.
Cards, checking, savings: in one place. How much you actually have, in two seconds.
Stop tracking every receipt by hand.
Snap a photo. OCR extracts amount, date, merchant. Auto-categorized. Eight seconds.
Stop doing mental conversions.
EUR, CHF, USD: daily ECB rates baked in. Perfect for cross-border life.
Stop staring at just your balance.
Assets, debts, 12-month projections. See if you're actually getting ahead, month after month.
Pay once. For the first 100.
Pay one time: MAX for life. Never raised, never expired, never renegotiated.
Three different lives, the same problem.
Bibiis isn't for everyone. It's for whoever sees themselves below.
“Salary in EUR, rent in CHF, subscriptions in both. I'd never really understood how much I was saving. Now I do.”
You live between two countries
Sofia, 28, manager
“Six grand one month, fifteen hundred the next. I needed the 6-month picture, not today's balance. Bibiis is the first place that gives me that.”
You live with irregular income
Luca, 32, freelance designer
“I could see my checking, not the whole picture. Assets, debts, trajectory. For the first time I know if I'm actually getting ahead.”
You've started saving
Anna, 29, analyst, first portfolio
Pay once. Keep it forever.
One payment, MAX yours forever, only for the first 100. Or pick monthly or annual. But Founder lifetime, once the seats are gone, won't come back.
Security first
Private by design.
Encrypted end to end. Even inside Bibiis, no one can see your data: a technical block.
Open Banking PSD2.
Banking connections only through licensed and regulated providers. No shortcuts.
Never your passwords.
Your bank asks for permission. Bibiis never sees PINs or credentials.
14-day money-back.
For lifetime: change your mind? Full refund, no questions.
Clear answers. No maybes.
Bibiis never sees or touches your banking credentials. Ever. Your bank, not us, asks for your permission, exactly like when you connect PayPal. Your data is encrypted at rest and in transit. Even inside the Bibiis team, no one can see your data: it's a technical block, not an honor promise. You can delete it any time.
Stop guessing.
60 seconds to try it free. No card. No expiry. No spam.